Card payment
Card in. Disputable later.
A completed card sale can still be disputed, and payouts can be held back.
VanPay crypto payout
Made for high-risk businesses
Payments in. Crypto out.
Your customers pay in fiat or crypto. Your business receives crypto, directly in your own wallet.
On card rails, a finished sale can be reopened.
- Sample sale · €500.00 · Paid
- Warning: Dispute opened by the cardholder
- Warning: Part of payouts may be held as a rolling reserve
- Warning: Funds moved to pending review
Illustrative sequence. Not every sale is disputed or held; terms vary by processor.
Paid in crypto. Straight to your business wallet.
- Sample payment · Paid
- Converted to crypto by the selected provider
- Forwarded to the wallet address set for the route
- Waiting for network confirmations
Sample payment. Steps vary by route and provider.
Settlement schedule.
Instant payouts.
After provider processing and network confirmations.
No rolling reserve held by VanPay. Provider terms may apply.
Outcome on card rails: the sample sale of €500.00 goes from the customer through the card processor into the merchant account, then is pulled back out to the customer. Chargeback. Reversed.
On card rails, the money can come back out.
Awaiting confirmation Payment received Sample payment
Outcome on VanPay: the customer pays VanPay, the exchange converts the payment to crypto, VanPay's fee leaves at once to VanPay's own wallet and the rest arrives in your wallet. The confirmed on-chain transfer itself cannot be reversed. Fiat-side disputes, refunds and provider recovery rights may still apply. Your wallet shows the sample payment as received.
No chargebacks.
On confirmed crypto settlements. Fiat-side disputes, refunds and provider recovery rights may still apply.
What your provider still decides.
Plain answers, with the qualifiers left in.
Can my high-risk business use VanPay?
VanPay is made for high-risk businesses, including brokers, prop firms, ecommerce and eligible casino and iGaming operators. Availability depends on your business activity, business and customer countries, and the selected provider’s terms. Casino and iGaming availability depends on operator licensing, jurisdiction, provider acceptance and live route eligibility. Contact us to assess your payment flow.
What does “no chargebacks” cover?
It applies on confirmed crypto settlements: confirmed on-chain transfers are irreversible. Fiat-side disputes, fraud claims, refunds and provider recovery rights may still apply under the payment provider’s terms.
When do instant payouts reach my wallet?
Payouts are released automatically after provider processing and network confirmations. There is no separate VanPay balance or withdrawal request. Total time depends on the payment route and network, and is not guaranteed.
Does VanPay hold a rolling reserve?
No rolling reserve is held by VanPay. Your net crypto payout goes directly to your configured wallet after applicable costs and confirmations. Provider terms may apply to the selected route.
What will my business receive?
Supported crypto in your configured business wallet. Available assets, networks, minimums and limits depend on the selected payment route and the live provider quote.
What does a payment cost?
Payment costs vary by provider and route. Contact us for pricing for your setup; the live quote confirms applicable fees.
Is business or customer verification required?
VanPay does not add a separate KYB layer. Selected providers may require business eligibility checks, onboarding or KYB. Payer KYC depends on country, amount, payment method and the provider’s risk rules.
Start with a link.
Build with the API.
For brokers, prop firms, ecommerce and eligible casino and iGaming operators. Subject to provider and business eligibility.
- FirstCreate a payment
- ThenShare your checkout
- FinallyReceive crypto in your wallet
Pay Northwind Markets
€1,000EUR
- Card
- Bank
- Crypto
Settles to Northwind’s wallet · USDC
Powered by VanPay
{
"amount": "1000.00",
"currency": "EUR",
"customer_email": "buyer@example.com",
"reference": "order_123"
}Payment confirmation eventpayment.paid
API keys stay on your merchant server. The reference field is optional.
Illustrative examples. The quickstart covers server-side authentication and signed payment confirmation.
Card rails keep their own timetable.
Your next payment.
Your business wallet.
Create your account and set up your first payment link.