Card in. Disputable later.
A card sale can still be disputed. Payouts can be held back.
Payments in. Crypto out.
Customers pay in fiat or crypto. You receive crypto in your own wallet.
A finished sale can reopen.
Dispute opened. Payout held in reserve.
Paid. Converted. Yours.
Forwarded to the wallet set for the route.
Sample payment. Steps vary by route and provider.
Settlement schedule.
Payouts wait for the processor.
Instant payouts.
After provider processing and network confirmations.
No rolling reserve held by VanPay. Provider terms may apply.
The money can come back out.
Outcome on card rails: the sample sale of €500.00 goes from the customer through the card processor into the merchant account, then is pulled back out to the customer. Chargeback. Reversed.
No chargebacks.
On confirmed crypto settlements. Fiat-side disputes, refunds and provider recovery rights may still apply.
Outcome on VanPay: the customer pays through the VanPay checkout, the provider converts the payment to crypto, the VanPay fee is taken at once and the rest arrives in your wallet. The confirmed on-chain transfer itself cannot be reversed. Fiat-side disputes, refunds and provider recovery rights may still apply. The wallet shows the sample payment as received.
What your provider still decides.
Can my high-risk business use VanPay?
VanPay is made for high-risk businesses, including brokers, prop firms, ecommerce and eligible casino and iGaming operators. Availability depends on your business activity, business and customer countries, and the selected provider’s terms. Casino and iGaming availability depends on operator licensing, jurisdiction, provider acceptance and live route eligibility. Contact us to assess your payment flow.
What does “no chargebacks” cover?
It applies on confirmed crypto settlements: confirmed on-chain transfers are irreversible. Fiat-side disputes, fraud claims, refunds and provider recovery rights may still apply under the payment provider’s terms.
When do instant payouts reach my wallet?
Payouts are released automatically after provider processing and network confirmations. There is no separate VanPay balance or withdrawal request. Total time depends on the payment route and network, and is not guaranteed.
Does VanPay hold a rolling reserve?
No rolling reserve is held by VanPay. Your net crypto payout goes directly to your configured wallet after applicable costs and confirmations. Provider terms may apply to the selected route.
What will my business receive?
Supported crypto in your configured business wallet. Available assets, networks, minimums and limits depend on the selected payment route and the live provider quote.
What does a payment cost?
Payment costs vary by provider and route. Contact us for pricing for your setup; the live quote confirms applicable fees.
Is business or customer verification required?
VanPay does not add a separate KYB layer. Selected providers may require business eligibility checks, onboarding or KYB. Payer KYC depends on country, amount, payment method and the provider’s risk rules.
A link. Or the API.
Start with a payment link. Build with the API.
Pay Northwind Markets
€1,000
- Card
- Bank
- Crypto
Settles to Northwind’s wallet · USDC
Powered by VanPay
{
"amount": "1000.00",
"currency": "EUR",
"customer_email": "buyer@example.com",
"reference": "order_123"
}Sample request
Your next payment.
Your wallet.
Create your account and set up your first payment link.